Joint Mortgage

e-wisdom.comMortgage rates inch up, but downward trend continuesChristian Science MonitorThe average rate for a 30 year fixed rate mortgage increased 1 basis point to 3.98 percent since last week, but the downward trend has yet to find its bottom. By SoldAtTheTop, Guest blogger / February 16, 2012 This chart shows the average interest rate .US mortgage delinquency rate dips to 7.58%Los Angeles TimesU.S. mortgage delinquency rate dips to 7.58%Kansas City StarMortgage delinquencies declineCNNSalt Lake Tribune -e-wisdom.com -Bloombergall 242 news articles »

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More and more military families are finding themselves in the middle of a mortgage nightmare. Soldiers are returning after several tours of duty only to find they're on the verge of losing their homes. While trying to rebuild their lives, they face the additional pressure and stress of a looming foreclosure. According to one recent study, the number of foreclosures in military towns are four times the national average. Why? Because military families were targeted as customers during the boom in subprime lending. Their frequent moves, overseas stints, and low pay meant they were likely to have weak credit ratings. The initial low rates and easy terms of these loans made them more attractive than the traditional route of taking out a Veterans Administration loan. In fact, at the peak of the U.S. subprime lending, the number of new VA loans fell to their lowest level in 12 years. With that in mind it's not surprising that a large number of military families are being caught in the subprime mortgage collapse. Fortunately, there's some help in the.