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The worst summer for home sales in decades also put a chill on foreclosure sales, even as the average discounts on the distressed properties got bigger compared with other types of homes. .

Globe and MailVancouver program will give loans to poor people facing evictionGlobe and MailA new program that provides micro-loans for poor people in danger of losing their housing is coming to Vancouver. The city is set to approve a plan to provide $150000 over three years to a new, Vancouver-wide rent bank run by a local non-profit, .and more »

Flights have been grounded and thousands of people delayed by a volcanic ash cloud passing over Australia. Unions ready new pay push

REMINDER/CMHC'S Charity Gingerbread House Competition Raises Funds for Habitat .Benzinga (press release)OTTAWA, ONTARIO-(Marketwire - Nov. 19, 2011) - Ottawa area bakers and builders brought their creative skills to the Rideau Centre Friday afternoon to participate in Canada Mortgage and Housing Corporation (CMHC)'s 10th annual Gingerbread House .and more »

Flights have been grounded and thousands of people delayed by a volcanic ash cloud passing over Australia. Unions ready new pay push

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Congratulations!  You are ready to take the next step to financial security and growth.  Buying a home is usually the biggest financial investment a Canadian will make.  There are pitfalls for first time buyers.  Where is the best place to start?  Before you start looking at homes you should call an experienced mortgage broker.The advantages of using a mortgage broker are many, but the main one is that a mortgage broker works for you – not any particular lender.  A mortgage broker only needs to pull your credit report once, and can shop it over lenders all across Canada.  Lenders can compete for your business, with mortgage brokers often having access to lending products not available to the general public.  Even if a bank has turned you down, mortgage brokers have access to many other lenders like financial companies credit unions trust companies and private mortgage lenders.  The same goes for commercial mortgages if you are buying your first commercial property.By starting with your mortgage broker, you can review your financial situation, your present and future needs, and your risk tolerance.  A.

The home buying and selling process can be an intense and difficult task. With so much information available online, many people think they can take on the task on their own without using the services of a real estate agent. The real estate market can be complicated if one does not have the knowledge and experience. The benefits of using the services of a real estate agent can make the process much simpler and less stressful. The following outlines the many benefits of hiring a real estate agent: 1. Knowlege and Know-How: Purchasing a home is more than just submitting an offer. A real estate agent will have such knowledge as the community, neighborhoods, schools, road system, hospitals, shopping and supermarket locations .etc. They can also help you find a home that you can afford as well as offer advice on mortgages. They are knowledgeable about all that is involved when buying a home, such as the documentation required and the steps involved with the purchase. A real estate agent takes you through the process and minimizes the stress. 2. Time-Saver: If you are selling.